Privacy Policy

Homecreditloan.co.in asks for and uses your personal information and is committed to keeping this information secure and protected. This Privacy Policy explains why we require personal information and how we collect, use, disclose and secure your personal information. This Privacy Policy applies to personal information we collect from you and from third parties both online and offline, but does not apply to any personal information collected by third parties from you.

By accessing or using the Website and Mobile Application, you signify that you have read, understood and agree to be bound by this Privacy Policy. We reserve the right to update or modify this Privacy Policy at any time without prior notice. Therefore, we encourage you to review this Policy each time you access our Services on our Website. We may also choose to notify you of material changes to the Privacy Policy by email or by means of a notice on our home page.

Collection of user Information:

To create an account on Homecreditloan.co.in, you must provide us with the basic details and information required as part of our Customer Identification process and you agree to our General Terms and Conditions and this Privacy Policy, which governs how we treat your information. During the use of our Services and Website, we may collect information about you from you and from third parties. While some information has to be mandatorily provided, others are optional and certain portions of the information will remain private and some will be shared with associated third parties. All information you provide to us is voluntary.

The information we collect about you will depend on the products and services we offer, on an ongoing basis. If you do not allow us to collect all the information we request, we may not be able to deliver all of these services effectively.

You understand that, by creating an account or by registering through Third party sites, we and others will be able to identify you by your Homecreditloan.co.in profile. However, we will not be liable under any circumstance for the generation of your profile or the information you provide therein. Homecreditloan.co.in will also not be liable for the any information collected in form of SMS, contact, media or any other sources that the users might upload, the data collection process may extract, the use and misuse thereof. We will ask for your bank account details only for the Service.

All the information that you shall provide us is voluntary, including sensitive personal information. You understand that Homecreditloan.co.in may use certain information of yours, which has been designated as ‘sensitive personal data or information’ under the IT Rules for the purpose of providing you the Services and for sharing the information only with affiliates who are subject to this Privacy Policy, as will be explained further below.

Information from advertisements on other websites

We place and track advertisements on third-party websites. Like many advertisers, we advertise our products and services, and we contract with third parties to place advertisements, on websites not affiliated with us where we think the advertisements are likely to be most relevant. These advertisements may contain cookies or other mechanisms that allow tracking of your response to our ads. We and our contracted third parties track and report performance of our advertising and marketing campaigns by using cookies and other similar technology, which may be used to collect and store information about user visits, page visits and duration, and/ or the specific ad or link that the user clicked on to visit the site. No personally identifiable information is stored during this process.

Contacting Homecreditloan.co.in

If you have questions regarding our Privacy Policy or if you believe that Homecreditloan.co.in has not complied with this Privacy Policy with respect to your personal information, please contact us at info@homecreditloan.co.in . If you are reporting noncompliance with this Privacy Policy, in your e-mail or letter, please describe in as much detail as possible (but without disclosing any sensitive information about you or third parties) the ways in which you believe that the Privacy Policy has not been complied with.